Salary account Salary account with a debit card: How to unlock special privileges you didn’t know existed
A salary account is often seen as a straightforward banking tool for receiving monthly pay checks and managing personal finances. However, when paired with a debit card, it unlocks a world of privileges that go beyond everyday transactions. The convenience of accessing your salary instantly is just the beginning—there are numerous hidden benefits linked to the debit cards issued with salary accounts that can make banking more rewarding. With an IDFC FIRST Bank Salary Account, the associated debit cards offer not only seamless transactions but also exciting perks, privileges, insurance security, and financial freedom.
What types of debit cards are offered with salary account?
A salary account from most banks typically comes with a basic debit card that offers you instant access to your funds for online transactions and ATM withdrawals. With the IDFC FIRST Bank Salary Account, you receive a Visa Platinum or Visa Classic debit card, depending on the account variant you choose. These debit cards are not just transactional tools; they also come with a host of benefits designed to enhance your banking experience. From cashback offers, complimentary memberships on digital platforms, to insurance coverage, IDFC FIRST Bank debit cards provide additional layers of convenience, security, and rewards.
What are the benefits of debit cards with salary account?
The debit cards offered by an IDFC FIRST Bank Salary Account enable several privileges that cater to your financial and lifestyle needs. Here are some of the key benefits of the Visa Platinum and Visa Classic debit cards that come with your IDFC FIRST Bank Salary Account:
Unlimited ATM withdrawals
With the IDFC FIRST Bank Salary Account’s debit cards, you can make unlimited free withdrawals at ATMs across India. Whether you need to access your funds for personal expenses or emergencies, you can do so without incurring any ATM fees. This feature gives you the flexibility to manage your cash flow without worrying about withdrawal limits. In addition, you enjoy zero-fee banking on all savings account services with a salary account in IDFC FIRST Bank.
Attractive travel benefits
Enjoy your trips in style with a range of benefits from IDFC FIRST Bank Visa Platinum and Classic debit cards. Get complimentary access to domestic airport lounges twice a year, trip cancellation benefits of ₹50,000 on both international and domestic bookings and roadside assistance for 4 times a year.
Comprehensive insurance coverage
The Visa Platinum and Visa Classic debit cards come with a range of insurance covers, including personal accident insurance worth up to ₹50 lakhs and air accident cover up to ₹1 crore. The IDFC FIRST Bank Visa Platinum debit card also provides purchase protection, so your big-ticket purchases are safeguarded against potential loss or damage.
Exciting rewards and discounts
IDFC FIRST Bank debit cards also provide up to 10X accelerated reward on incremental spending every month and discounts on partner platforms. Whether it’s online shopping, or dining out, you can unlock savings through these exclusive deals. Regular updates on new offers ensure that you’re always aware of the latest ways to save money using your debit card.
Additional benefits
As an IDFC FIRST Bank Salary Account holder, you also enjoy lifestyle and entertainment benefits like:
· TimesPrime membership for 1 year on your first salary credit above ₹25K
· Swiggy One membership every quarter on spends of ₹5,000 (UPI/DC) & salary credits for 3 consecutive months to IDFC FIRST Bank Salary Account
· Amazon Prime membership, renewed every quarter based on 3 months of regular salary credits & Standing Instructions (MF SIP/ EMI/ CC Payments) of minimum ₹5,000
For more information on the benefits of the Visa Platinum and Visa Classic debit cards, visit IDFC FIRST Bank's official digital salary account page.
Conclusion
A salary account with a debit card is much more than just a financial necessity—it’s a gateway to a host of benefits and privileges that can simplify your financial life and help you save money. An IDFC FIRST Bank Salary Account, along with its Visa Platinum and Visa Classic debit cards, offers unique perks like no annual maintenance fees, unlimited ATM withdrawals, insurance coverage, and exciting reward and merchant offers. By making full use of these debit card benefits, you can unlock special privileges that enhance your banking experience and make everyday transactions more rewarding.
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