Bandhan Bank claims its business grew 11 percent, deposits surged 16 percent in Q1 of FY 2025-26

The bank claimed its total business which includes deposits and loans grew by 11 percent to ₹2.88 lakh crore.

Present on the panel were Partha Pratim Sengupta (Managing Director & Chief Executive Officer), Ratan Kumar Kesh (Executive Director & Chief Operating Officer), Rajinder Kumar Babbar (Executive Director & Chief Business Officer) and Rajeev Mantri (Executive President & Chief Financial Officer).

Deposits rose by 16 percent year-on-year, taking the total to ₹1.55 lakh crore. Of this, almost 68% came from retail customers, the bank claimed.

The bank's loan book (total money lent) stood at ₹1.34 lakh crore, growing nearly 6 percent compared to the same period last year.

The bank’s CASA ratio, which shows how much of its deposits come from current and savings accounts, is at 27.1%.

Its capital Adequacy Ratio, a measure of financial strength, is a healthy 19.4%, well above the required level. Bandhan Bank currently serves over 3.14 crore customers through about 6,350 banking outlets across 35 of India’s 36 states and union territories. The Bank employs more than 72,000 people.

Commenting on the Q1 results, Partha Pratim Sengupta, MD and CEO of Bandhan Bank, said: “Bandhan Bank continues to grow steadily, with strong performance in both retail and wholesale banking. Despite some challenges in the business environment, we have remained focused on efficient operations, responsible lending, and adding value for our customers and stakeholders.”

Going forward, the bank aims to further diversify its lending by increasing its retail loan portfolio.

It is also prioritizing digital transformation to make services faster, simpler, and more efficient for customers.

(Reporting by Rishika Sharma, Photos by PR Team)