Bank of Baroda launches multipurpose NCMC RuPay Prepaid Card

The Bank of Baroda NCMC RuPay Platinum EMV chip-enabled Contactless Prepaid card initiative is an inter-operable and multi-purpose transport card.

“Created in line with the 'One Nation, One Card' initiative, the card can be used across the country to pay for public transport on the Metro and upcoming use cases for Bus, Train, Cab, Ferry, tolls and parking as well. The card can also be used for day-to-day ATM cash withdrawals and payments through POS and E-commerce,” Bank of Baroda said in a press release.

The card can be availed by both customers and non-customers at Bank of Baroda branches and will be immediately activated for real-time use.

The card supports both online transactions as well as offline transactions at NCMC-specific terminals.

The maximum online wallet balance allowed is Rs 1,00,000/- (Rs One Lakh only) and the maximum offline wallet balance allowed is Rs 2,000/- (Rs Two Thousand only) at any point of time.

Bank of Baroda Executive Director Lal Singh said, “The Bank of Baroda NCMC RuPay Prepaid card adds a new dimension to cashless, on-the-go transactions and has the potential to transform the public transport commuting experience for users. With multiple use cases, the card offers enormous convenience, flexibility and security to cardholders.”

Cardholders can load/reload money in the online wallet through a dedicated portal provided by the Bank. The offline wallet can be reloaded at designated NCMC terminal operators at transit locations.

The card is accepted at all RuPay e-commerce and POS terminals and ATMs.

Customers will receive transaction notifications through SMS on their registered mobile number.