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Best Fixed Deposit (FD) Strategies To Follow

Sep 04, 2024, at 10:05 pm

A Fixed Deposit is considered to be a low-risk investment product wherein one is guaranteed fixed rates of returns for a particular period. Moreover, investors interested in investing in bank FDs to accumulate wealth should analyse this specific financial instrument in detail. In this blog, we will discuss the various factors that affect Fixed Deposits and different strategies that you can take to ensure you get the best returns.

Bank FD rates surge to 9.5%, now 47% of FDs held by senior citizens

Aug 20, 2024, at 06:44 pm

New Delhi/IBNS: Bank fixed deposit (FD) interest rates have touched 9.5 percent, which is a significant development for the investors who believe in FDs as a critical foundation in their investment portfolio.

State Bank of India raises fixed deposit rates for retail and bulk deposits

May 15, 2024, at 09:49 pm

Mumbai: The State Bank of India (SBI) has hiked rates of its fixed deposit interest for specific tenures on retail deposits, up to Rs 2 crore, and bulk deposits, above Rs 2 crore.

How to Choose the Best Fixed Deposit Scheme for Your Financial Goals?

Nov 23, 2023, at 08:47 pm

When it comes to safe and reliable investment options, Fixed Deposits (FDs) stand out as a popular choice among investors in India. Known for their stability and guaranteed returns, FDs are an excellent way to secure your financial future. However, choosing the right Fixed Deposit scheme is crucial to stay on track with your financial goals.

Strategies for Maximising Fixed Deposit Returns: Unveiling the Power of Tax Benefits and More

Aug 26, 2023, at 11:38 pm

Investing in a fixed deposit (FD) is a prudent financial move that offers stability and reliable returns. However, if you're looking to go beyond conventional returns and unlock the full potential of your investment, there are several strategies you can employ. In this comprehensive article, we'll explore the top three ways to maximise your FD returns and delve into the significant role that tax benefits and refunds play in enhancing your overall gains.  

Bajaj Finance Fixed Deposits cross Rs 50,000 crore

Aug 19, 2023, at 01:35 am

Bajaj Finance Limited, a Non-Banking Financial Company, and part of Bajaj Finserv, on Friday said its Fixed Deposits book had crossed a milestone of Rs. 50,000 crore.

RBL Bank launches unique digital fixed deposit scheme for new-to-bank customers

Apr 19, 2023, at 01:05 am

Mumbai/IBNS: RBL Bank Tuesday announced the launch of an innovative Digital Fixed Deposit (FD) scheme available to new-to-bank customers.

Budget 2023: What Changes Can We Expect from Fixed Deposit Interest Rates?

Mar 22, 2023, at 12:04 am

Budget 2023 has been released, and investors are curious to know what changes to expect from fixed deposit interest rates. With the Reserve Bank of India (RBI) maintaining an accommodative stance on interest rates, the government may introduce policies that could have an impact on the interest rates offered on fixed deposits.

Jana Small Finance Bank hikes interest rates on fixed deposits and offers attractive interest rates

Feb 06, 2023, at 09:47 pm

Bangalore: Jana Small Finance Bank, one of the leading small finance banks in India, has announced a new increase in interest rates on regular fixed deposits, effective Feb 1, 2023 and on FD Plus are effective from Feb 6, 2023.

Bank of India increases Fixed Deposit Rates in special deposit bucket of 444 days

Jan 10, 2023, at 08:32 pm

Kolkata: Bank of India, one of the largest Public Sector Banks in India, has revised interest rates upwards for special term deposit bucket of 444 days with effect from Tuesday for deposits below Rs 2 crores.

Jana Small Finance Bank hikes interest rate on regular fixed deposits; senior citizens can earn up to 8.80% interest rate on FD

Dec 16, 2022, at 08:49 pm

Kolkata: Jana Small Finance Bank, one of the leading small finance banks in India, announced a hike of interest rates on regular fixed deposits from 15th December, 2022 onwards.

Bank of India offers new FD scheme; depositors can earn up to 7.75%

Nov 03, 2022, at 05:33 am

Public sector lender Bank of India Wednesday announced 'Star Super Triple Seven Fixed Deposit' scheme for a limited time.

Indian Overseas Bank hikes interest rate on deposits

Jul 12, 2022, at 11:59 pm

Chennai-based public sector bank, Indian Overseas Bank, decided to increase the interest rates offered on the medium-term deposits by 05 basis points.

Kotak raises fixed deposit interest rates on multiple tenors

May 06, 2022, at 05:33 pm

Kolkata:  Kotak Mahindra Bank Thursday announced a rate increase in fixed deposit interest rates across multiple tenor baskets for retail customers. The increase in FD rates comes after the Reserve Bank of India announced a 40 basis points increase in the repo rate.

State Bank of India reduces MCLR and fixed deposit rates

Sep 09, 2019, at 04:48 pm

New Delhi, Sept 9 (IBNS): India's biggest lender State Bank of India on Monday announced its decision to reduce  MCLR (Marginal Cost of Funds based Lending Rate) by 10 basis points. 

Why fixed deposit is a bankable investment during these times of uncertainties?

May 22, 2019, at 03:29 pm

After multiple exit polls predicting an outcome in favour of the present government, markets soared and the value of the rupee appreciated by 79 paisa. However, even as Nifty climbed to over 11,784 and Sensex to over 39,215, as an investor, it’s best to tread with caution.