Health Insurance
Health AdvantEDGE plan from Bharti AXA General also includes AYUSH benefits
New Delhi/IBNS: One of India’s private non-life insurers, Bharti AXA General Insurance, has launched a new health insurance plan, Health AdvantEDGE.
It provides holistic protection against mounting expenses related to medical emergencies and other healthcare services and offers AYUSH benefits, subject to terms and conditions, the insurer said in a release.
The health plan provides a holistic cover right from pre-hospitalization to post-hospitalization, in-patient treatment, and day care treatments.
It comes with 60 days pre and 90 days post-hospitalization cover as well as a wide range of sum insured from Rs 2 lakh to Rs 3 crore with the cashless facility and seamless claim procedure.
The health plan offers a host of other benefits, such as a restore benefit that automatically reinstates the basic sum insured in case it is exhausted within the policy year, reward points, guaranteed cumulative bonus of 20 per cent to the policyholders in a claim-free policy year upon renewal, etc.
If the policyholder uses up the entire sum insured and falls ill even if it is for the same illness or condition during the same year, the company will restore 100 per cent basic sum insured, the company said.
Unveiling Health AdvantEDGE, Sanjeev Srinivasan, Managing Director and Chief Executive Officer, Bharti AXA General Insurance, said, “We present Health AdvantEDGE, which addresses healthcare and wellness requirements of the customers and offers timely and necessary support during their time of need. We are confident that our health offering will adequately prepare individuals and families against uncertainties surrounding medical exigencies and rising healthcare expenses.’’
The insurer has also launched the Bharti AXA Wellness Cuppa portal and app through which the policyholders can avail the entire gamut of wellness features and services in one place.
Apart from health rewards, some of the features also include video/teleconsultation, pharmacy, and diagnostic services, online chat with doctors, doctor’s appointment, doctor on call, and medical second opinion.
Bharti AXA Health AdvantEDGE also offers AYUSH benefits, including offsetting expenses incurred on treatment in a hospital under Ayurveda, Yoga and Naturopathy Unani, Sidha and Homeopathy, and organ donor expenses.
The plan covers persons in the age group of 91 days to 65 years, provides hospital cash benefits, air and road ambulance with an additional premium.
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